Terms of Service
& Legal Disclaimer
The following terms govern the use of the Structured Finance origination platform. Please review our regulatory entity disclosure, broker mandate, and operational parameters carefully before submitting project documentation.
Regulatory Operation
Structured Finance (structuredfinance.net) is an institutional commercial project debt origination platform operated by American Business Capital LLC (D-U-N-S® 14-101-2642 | NAICS 522310), a Service-Disabled Veteran-Owned Small Business (SDVOSB) headquartered at 116 Agnes Rd, Suite 200, Knoxville, TN 37919.
Nature of Services & Broker Disclosure
Structured Finance operates exclusively as a commercial debt broker and institutional capital advisor. We are not a direct lender, FDIC-insured depository bank, or issuing financial institution. We arrange and facilitate capital relationships between project sponsors and independent third-party financing providers, including correspondent institutional lenders and private capital syndicates. We do not underwrite, directly approve, or issue funds for any financing transactions.
Financing Terms & Product Criteria
All financial structures, leverage metrics (e.g., 90% LTC), and pricing parameters referenced on this domain are preliminary indicators and subject to modification without prior notice. Final financing parameters, interest calculations, senior/mezzanine structures, and closing covenants are determined solely and independently by third-party capital partners following comprehensive asset diligence and credit committee evaluation. Data provided here is for informational benchmarking purposes only and never constitutes a guaranteed offer or binding commitment to extend funding.
Sponsor Qualification & File Transmission
Project sponsors acknowledge that successful capital deployment relies entirely on matching the verified metrics and valuations of the independent capital channel. Submission of a Deal Teaser or Offering Memorandum establishes a baseline review indicator only; it does not ensure file validation, LOI issuance, or subsequent funding. We retain unrestricted rights to decline file transmission for any project that fails to satisfy the required $165M+ underwriting qualifiers.
No Legal, Tax, or Financial Advice
The informational summaries distributed across this domain, including origination protocols and capital stack architectures, are engineered solely for baseline reference. Content is not intended to represent, nor should it ever be executed as, binding legal, accounting, tax, or investment advice. Sponsoring entities are strongly encouraged to consult with independent legal counsel, CPAs, and advisory teams before executing any commercial debt structures.
Governing Jurisdiction
This Legal Disclaimer, Terms of Service, and all related commercial interactions shall be governed by, construed, and enforced strictly in alignment with the internal laws of the State of Tennessee, without regard to conflict of law principles. For official legal inquiries, please contact our corporate desk at info@americanbusinesscapital.com.