Information Security & Compliance

Privacy Policy
& Data Governance

Structured Finance maintains strict data governance protocols to protect the confidentiality of our project sponsors. This policy outlines how we collect, process, and secure your institutional and financial documentation.

Data Controller

Entity Disclosure & Operations

Structured Finance (structuredfinance.net) is a commercial project debt origination platform operated by American Business Capital LLC (D-U-N-S® 14-101-2642 | NAICS 522310), a Service-Disabled Veteran-Owned Small Business (SDVOSB) headquartered at 116 Agnes Rd, Suite 200, Knoxville, TN 37919.

American Business Capital LLC collects, processes, and manages your business and personal information when you interface with our digital properties. By navigating this platform or submitting information through our secure deal intake pipelines, you verify that you are at least 18 years of age. We operate as the primary data controller responsible for the preservation and lawful transmission of your corporate files.

Section 1

What Data We Collect and Why

We manage multiple varieties of business metrics to power our digital infrastructure, process structural financing requests, and secure institutional capital allocations. This data array includes:

  • Communication Data: Information transmitted to us via Offering Memorandums, Deal Teasers, secure web forms, or corporate email networks.
  • Entity Data: Profile items including your legal sponsor name, corporate address structure, and principal contact information used to map your file for capital routing.
  • Financial & Asset Data: Metrics explicitly collected to analyze facility placement. This includes total project cost bases, capitalization rates, sponsor equity positions, and asset valuations required by institutional capital channels.
  • User Navigation & Technical Data: Analytics (such as IP addresses and network browser parameters) showing how you traverse our platform to monitor background security and maintain container integrity.
Section 2

Legal Basis for Processing Your Data

We process background commercial data based on three structural lawful pillars:

  • Legitimate Interests: Essential for the day-to-day operation of our commercial brokerage, maintaining web architecture safety, and defending against invalid file submissions.
  • Performance of a Contract: Mandatory actions taken to build, package, and structure your capital stack for submission to third-party lending groups.
  • Explicit Consent: Personal authorizations granted by you when verifying file submission forms or communicating with our advisory team.
Section 3

Who We Share Your Data With

To effectively secure high-leverage liquidity solutions, we may share file properties with:

  • Institutional Capital Partners: Independent third-party correspondent lenders, institutional debt funds, and private capital syndicates that evaluate your parameters to extend capital commitments.
  • Integrated Service Providers: Third-party technology tools integrated directly with our ecosystem, including secure data capture managers, CRM databases, and cloud-hosting arrays.
  • Advisors & Legal Authorities: Professional accounting entities, corporate legal counsel, or regulatory agencies when explicitly required under applicable compliance guidelines.
Section 4

Data Security & Retention Timelines

We deploy industry-standard technical security frameworks—including 256-bit SSL/TLS encryption protocols and restricted access control lists—to shield your operational history from unauthorized access or leakage. Access to your raw financial files is restricted strictly to verified personnel requiring metrics to evaluate your facility request.

We maintain active file parameters for as long as necessary to achieve the capital sourcing targets outlined at capture. Corporate profiles, compliance verifications, and financial files are retained for a minimum of 6 years to satisfy internal accounting practices and regulatory criteria.

Section 5

Your Privacy Rights & Contact Information

Depending on your jurisdiction, you possess specific rights regarding your data, including the right to know what information is collected, request deletion, or opt-out of data sharing. To exercise any of these rights, please submit a written request to info@americanbusinesscapital.com with the subject line "Privacy Rights Request."

Official Inquiries:

Corporate Office: 116 Agnes Rd, Suite 200, Knoxville, TN 37919
Email: info@americanbusinesscapital.com