Institutional Capital Advisory
& Debt Origination
Structured Finance is an institutional project debt brokerage and advisory firm, operating as a division of American Business Capital. Based in Tennessee, the firm specializes in arranging high-leverage, non-bank capital facilities—specifically combining senior construction debt and subordinated mezzanine tranches—for global commercial, infrastructure, and energy projects with a minimum cost base of $165 Million USD.
Bridging Visionary Developers with Private Capital Markets
Structured Finance is an institutional debt brokerage arranging high-leverage capital facilities for large-scale developments across all asset classes globally. We bridge the gap between visionary developers and the private capital markets by structuring customized, non-bank senior debt and subordinated mezzanine facilities.
Traditional lenders routinely halt leverage at 60%–65% Loan-to-Cost (LTC), forcing sponsors to surrender expensive preferred equity or dilute their ownership.
Structured Finance engineers a unified capital stack that provides up to 90% combined LTC. By packaging senior and mezzanine tranches into a synchronized execution timeline, we solve substantial equity gaps, allowing qualified sponsors to break ground while protecting corporate reserves and retaining project control.
Our Operational Mandate
Our pre-underwritten parameters are established in strict strategic alignment with correspondent institutional lenders and private capital syndicates worldwide.
Transaction Sizing
$165 Million USD Minimum total project cost base.
Sector Scope
Open to all viable commercial sectors, infrastructure, natural resources, utility-scale energy, and acquisitions with a development component worldwide.
Facility Structure
~75% Senior Construction Debt paired with ~15% Subordinated Mezzanine Debt.
Cost of Capital
Fixed benchmark pricing established directly by our private capital syndicate, eliminating floating market risk.
Sponsor Commitment
10% required position, which can be satisfied via liquid cash or verifiable capital, engineering expenses, and project assets already deployed.
Execution Velocity
Direct path to closing within approximately 4 months, contingent upon sponsor diligence and third-party reporting.
Ryan Lavender
Ryan brings decades of high-level program analysis, global operations management, and strategic logistics expertise to the institutional finance sector. Holding a Bachelor of Business Administration and Analysis, Ryan’s career spans critical operational leadership roles managing massive, complex logistical footprints for premier defense and engineering contractors—including Fluor Corporation and Amentum—as well as specialized service in the U.S. Army.
This deep background in global operations gives Ryan a distinct, analytical vantage point on large-scale project feasibility. At Structured Finance, he leverages this operational rigor to bridge the gap between a project's physical execution mechanics and institutional capital underwriting, ensuring complex, multi-faceted developments are structured optimally for institutional funding.
Our Commitment to Trust and Transparency
Structured Finance (structuredfinance.net) is a registered Assumed Name (DBA) and commercial project debt origination platform operated by American Business Capital.
Structured Finance acts exclusively as an institutional capital advisor and origination broker. We are not a direct depository bank, securities broker-dealer, or issuing financial institution. Financing facilities, including the 90% LTC Project Construction Debt Facility, are underwritten, approved, and funded directly through our correspondent institutional lenders and private capital partners. All terms, commitments, and closing approvals are subject to final lender underwriting, full asset diligence, and credit committee approval.
Corporate Headquarters
American Business Capital / Structured Finance
116 Agnes Rd, Suite 200
Knoxville, TN 37919
Phone: 615-200-8396
Email: info@americanbusinesscapital.com
(Investment Mandate & Operational Parameters Updated: Q4 2026)