Institutional Project Debt & Capital Stack Brokerage

High-Leverage Project Construction Debt Up to 90% LTC

We broker and structure non-bank debt facilities for large-scale development and construction projects worldwide. Deploying senior debt and mezzanine capital facilities starting at $165 Million USD.

$165M
Min. Project Cost Base
90% LTC
Combined Debt Facility
~7.50%
Blended Benchmark Rate
Worldwide
Mandate Execution
Facility Terms

Direct Financing Specifications

Pre-underwritten parameters established in strategic alignment with correspondent institutional lenders and family office capital syndicates.

Transaction Sizing Institutional Scale
$165 Million USD Minimum
Total project cost base threshold. Open to all viable commercial sectors, infrastructure, natural resources, energy, and acquisitions with a development component worldwide.
Leverage Threshold High Leverage
90% Combined LTC
Aggregate Loan-to-Cost capitalization. Solves substantial equity gaps, allowing qualified developers to break ground while protecting corporate reserves.
Facility Structure Indicative Pricing
75% Senior • 15% Mezzanine
Senior construction facility underwritten at an indicative ~7.25% rate; subordinated mezzanine debt facility underwritten at an indicative ~8.75% rate.
Cost of Capital Benchmark Rate
~7.50% Blended Facility Cost
Indicative weighted facility benchmark across both senior and subordinated layers, subject to project asset profile and formal credit committee review.
Sponsor Equity Commitment Asset Recognition
10% Required Position
Can be satisfied via cash on hand or verifiable capital and assets already invested into the project (including documented contributed asset value).
Commitment Fee Financed at Closing
2.0% (2 Points)
Calculated on the total combined facility amount. Financed and deducted directly from credit proceeds at final transaction closing.
Underwriting & Legal Retainer Post-LOI Execution
$9,995.00 USD
Payable upon mutual execution of the official Letter of Intent (LOI) to retain designated lender legal counsel and commence underwriting.
Velocity & Execution 10-Day Window
~4-Month Target Closing
Ten (10) calendar days from LOI issuance to execute terms and return the legal retainer. Direct path to closing within approximately 4 months.
Debt Architecture

Capital Stack Breakdown

Combining senior and subordinated facilities into an integrated 90% debt structure.

Senior Lien Priority
Senior Construction Debt
75% LTC
~7.25% Indicative Rate
Subordinated Tranche
Mezzanine Debt Facility
15% LTC
~8.75% Indicative Rate
Sponsor Commitment
Cash or Invested Assets
10% LTC
Required Equity Position

Equity & Ownership Preservation

Traditional lenders stop at 60%–65% LTC, requiring sponsors to surrender expensive preferred equity or dilute ownership. Our 90% combined debt structure keeps control in your hands.

Recognition of Prior Invested Capital

Your 10% sponsor commitment is not limited to liquid cash. Verifiable capital, engineering expenses, and project assets already deployed can satisfy this requirement.

Unified Capital Execution

Instead of negotiating competing intercreditor agreements between disparate senior and mezzanine lenders, our structure packages both tranches into a synchronized execution timeline.

Execution Protocol

Transaction Process

A structured review sequence from initial intake to lender counsel engagement and facility closing.

01

Preliminary Review & Capital Consultation

We review your project parameters and high-level financials directly. Qualified transactions proceed to an introductory review call with the family office capital team.

02

LOI Issuance & Legal Retainer

Following initial review, an official Letter of Intent (LOI) is issued. Sponsors have up to ten (10) calendar days to execute the LOI and deposit the $9,995 lender legal retainer.

03

Custom Diligence & Closing

Underwriting and diligence are tailored specifically to your asset type—commercial real estate, energy, infrastructure, or industrial projects—working toward a closing in approximately four months.

Regulatory, Mandate & Advisory Notice

Structured Finance (structuredfinance.net) is a commercial project brokerage platform operated by American Business Capital (americanbusinesscapital.com). Structured Finance acts exclusively as a commercial project advisor and origination broker. We are not a direct lender, depository bank, or issuing financial institution.

Financing facilities, including the 90% LTC Project Construction Debt Facility, are underwritten, approved, and funded directly through our correspondent institutional lenders and family office capital partners. All terms, commitments, and closing approvals are subject to final lender underwriting, full asset diligence, and credit approval.

Deal Submission

Discuss Your Project Requirements

If your commercial or infrastructure project has a total cost base of at least $165 Million USD, complete the qualification brief below to initiate review.